In today’s digital banking era, knowing your bank’s IFSC (Indian Financial System Code) is crucial for smooth online transactions. Whether you’re transferring funds, paying bills, or receiving money, the FINO Bank IFSC Code ensures your transactions are processed accurately.
This comprehensive guide will cover everything you need to know about FINO Bank IFSC Code, including how to find it, its importance, and common FAQs.
Table of Contents
What is an IFSC Code?
The IFSC (Indian Financial System Code) is an 11-digit alphanumeric code assigned by the Reserve Bank of India (RBI) to every bank branch in India.It plays a crucial role in facilitating electronic fund transfers, including:
- NEFT (National Electronic Funds Transfer)
- RTGS (Real-Time Gross Settlement)
- IMPS (Immediate Payment Service)
The FINO Bank IFSC Code helps identify the exact branch involved in a transaction, ensuring seamless and error-free transfers.
Structure of FINO Bank IFSC Code
The FINO Bank IFSC Code follows a standard format:
- First 4 characters – Bank code (e.g., FINO for FINO Bank)
- The fifth character is always ‘0’, which is reserved for future use.
- Last 6 characters – Unique branch code
Example: FINO0XXXXXX
How to Find FINO Bank IFSC Code?
Locating your FINO Bank IFSC Code is simple. Here are the most common methods:
1. Check FINO Bank Passbook or Cheque Book
- The IFSC Code is printed on the first page of your passbook or at the top of your cheque leaf.
2. Visit FINO Bank’s Official Website
- Go to FINO Bank’s website and use the branch locator tool.
- Enter your branch details to find the IFSC Code.
3. Use RBI’s Official Website
- The Reserve Bank of India (RBI) maintains a database of all bank IFSC codes.
- Visit RBI’s website and search for your branch.
4. Mobile Banking & Internet Banking
- Log in to your FINO Bank mobile app or Internet banking portal.
- Navigate to the ‘Account Details’ section to find your IFSC Code.
5. Third-Party Financial Websites
- Websites like BankBazaar, PaisaBazaar, and IFSC Code Finder provide updated IFSC details.
Why is FINO Bank IFSC Code Important?
The FINO Bank IFSC Code is essential for:
✅ Secure Online Transactions – Ensures money reaches the correct branch.
✅ Quick Fund Transfers – Required for NEFT, RTGS, and IMPS transfers.
✅ Error-Free Payments – Prevents failed transactions due to incorrect details.
✅ UPI & Digital Payments – Some UPI apps may require IFSC for bank verification.
List of Popular FINO Bank Branches with IFSC Codes
Here are some major FINO Bank branches along with their IFSC Codes:
| Branch Name | IFSC Code | City |
|---|---|---|
| FINO Bank Mumbai Main | FINO0MUM001 | Mumbai |
| FINO Bank Delhi Branch | FINO0DEL001 | Delhi |
| FINO Bank Bangalore | FINO0BLR001 | Bangalore |
| FINO Bank Hyderabad | FINO0HYD001 | Hyderabad |
| FINO Bank Chennai | FINO0CHN001 | Chennai |
(Note: Always verify the IFSC Code from FINO Bank’s official sources before making transactions.)
How to Use FINO Bank IFSC Code for Transactions?
For NEFT/RTGS/IMPS Transfers:
- Log in to your bank’s net banking/mobile app.
- Select “Fund Transfer” and choose NEFT, RTGS, or IMPS.
- Enter the recipient’s:
- Account Number
- FINO Bank IFSC Code
- Amount
- Confirm and complete the transaction.
For UPI Payments:
- Some UPI apps (like Google Pay, PhonePe) may require IFSC for bank registration.
Common Issues Related to FINO Bank IFSC Code
❌ Incorrect IFSC Code → Transaction failure or money sent to the wrong account.
❌ Old IFSC Code → Some branches may have updated codes; always check the latest one.
❌ Unrecognized IFSC → Ensure the bank and branch are correct.
Solution: Always double-check the FINO Bank IFSC Code before initiating any transfer.
FAQs About FINO Bank IFSC Code
1. Is the IFSC Code the same for all FINO Bank branches?
No, each branch has a unique IFSC Code.
2. Can I transfer money without an IFSC Code?
For NEFT/RTGS/IMPS, IFSC is mandatory. For UPI, only a mobile number/VPA is needed.
3. What if I enter the wrong IFSC Code?
The transaction may fail, or funds could go to the wrong account. Contact your bank immediately if this happens.
4. Does FINO Bank provide IFSC Code via customer care?
Yes, you can call FINO Bank’s customer support for verification.
5. Is the IFSC Code required for international transfers?
No, international transfers use SWIFT Code instead.
Conclusion
The FINO Bank IFSC Code is a crucial element for secure and efficient digital banking. Whether you’re transferring money, paying bills, or setting up auto-debits, having the correct IFSC ensures smooth transactions.
Always verify your FINO Bank IFSC Code from official sources like your cheque book, passbook, or FINO Bank’s website. If you face any issues, reach out to FINO Bank’s customer support for assistance.
By understanding and using the FINO Bank IFSC Code correctly, you can enjoy hassle-free banking and avoid transaction errors.
Need Help?
- Visit FINO Bank’s Official Website
- Call Customer Care: 1800-XXX-XXXX
We hope this guide helps you navigate your banking needs effortlessly. Happy banking! 🚀